Contact us

Thank you!

Your submission has been received.
Oops! Something went wrong while submitting the form.

ADEMA AVOCATS, an indispensable partner to assist you in the recovery of your debts.

Our firm assists banking organizations, investment funds and other creditors in the management of banking law issues and enforcement proceedings in order to ensure the efficient and rapid recovery of their claims, both in terms of advice and litigation.

We intervene at all stages of the debt collection procedure and represent our clients before civil and commercial courts to obtain enforceable titles or respond in defense to debtors' disputes.

  • Collection procedures (foreclosure procedure for movable and immovable property)
  • Implementation of precautionary measures and security
  • Assistance before civil and commercial courts in the context of enforcement disputes
  • Real estate foreclosure and price distribution procedures
  • Procedure for taking and purging mortgages
  • Defence in the event of liability claims against the creditor
  • Litigation related to real estate financing (GFA, GAPD, bond, Dailly sale, etc...)
  • Legal audit of debt portfolios (analysis of enforceable titles, guarantees, validity of the debt, recovery prospects...)

Support methods and proposed solutions:

(01)

Analysis of the file and development of a recovery strategy

We conduct an audit of your file to identify the debtor's assets and guarantees and ensure rapid debt collection. Our firm has a network of reactive solvency investigators to obtain the information necessary to adopt the best debt collection strategy. At the end of this analysis, precautionary measures can be taken on the identified assets in order to secure the full payment of claims.

(02)

Obtaining an enforceable title

In the absence of an enforceable title (judgment, notarial loan, etc.), our firm ensures the procedure before the civil and commercial courts to have the existence of your debt recognized and to obtain an enforceable title prior to the enforcement measures.

(03)

Implementation of an adapted recovery procedure

With its network of judicial commissioners, our firm ensures the rapid implementation of the enforcement measures most suited to the debtor's profile and the realization of guarantees (real estate seizure, attribution, seizure of sale, etc.). We also intervene before the enforcement judge to ensure the effectiveness of the measures and when the seizures made are contested by the debtor. The same applies to the procedure for distributing prizes following an amicable or judicial sale.

(04)

Representation in liability litigation

Our firm represents creditors when their liability is incurred by the debtor (obligation to provide information, breach of duty to advise or obligation to warn). We also analyze the possible recourses of creditors against third parties when they are possible.

(05)

Representation in the context of debtors' collective proceedings

The firm also intervenes to assist creditors whose debtor is the subject of collective proceedings (safeguard, receivership or judicial liquidation) or over-indebtedness proceedings (for individuals). In particular, we ensure the drafting of debt declarations as well as the dispute procedure that may result from them.

(05)

Representation in the context of debtors' collective proceedings

The firm also intervenes to assist creditors whose debtor is the subject of collective proceedings (safeguard, receivership or judicial liquidation) or over-indebtedness proceedings (for individuals). In particular, we ensure the drafting of debt declarations as well as the dispute procedure that may result from them.

Related articles
Img blog
Non-conformity and demolition-reconstruction: in everything you have to be right!

The Court of Cassation is unifying its case law: claims for damages in the event of non-conformity of work are now subject to a proportionality review. Decryption of the judgment of July 6, 2023.

Img blog
Reconciling once is good, but twice is better!

The Court of Cassation recalls that a prior conciliation clause must be strictly respected before any legal action is taken. In a judgment of 12 September 2024, it considered inadmissible an application submitted without a new attempt at conciliation, even if an interim injunction procedure had already taken place.